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Market analysis, risk management and news from NEXO.

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When risk does not stop, neither does the advice
A technical session at our offices with Jaime I. González A., Executive Director of Probitas Ajustadores, on Stock Throughput (STP) cover from a commercial standpoint.
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2026
PAD payments in private health insurers: what Circular IF No. 518 requires
From December 2026, every Chilean isapre must offer the Diagnosis-Associated Payment system at a fixed, known price. We covered it in our August session.

Marine risk: the policy matters, and so does reading the contract
We hosted Andrew Cave, General Manager of CAVE, for a session on P&I. In marine risk, well-designed cover and a precise reading of the contract are what really protect.

Law 21.719: the new data era and its real impact on insurance
Data protection is no longer just a compliance topic. Operational and employment risk, supplier exposure, data-subject rights, impact assessments and a practical compliance roadmap.

Law 21.719: the consent you need to keep using IMED medical reimbursements
The new Chilean personal data law requires express consent to process biometric data. It is signed once and keeps online medical reimbursements working.

Foro NEXO 2026: what came out of our meeting with HR teams
An exclusive gathering for Group Life and Health Insurance clients: shared experience, innovation, collaboration and the challenges facing the Chilean health system.

Global Cherry Summit: trends, technology and sustainability in the cherry industry
We took part in the leading gathering of the Chilean cherry industry. Market projections, post-harvest innovation and sustainable practice.

3.5% increase in the base price of isapre health plans
The Superintendency of Health announced the maximum base-price increase for 2026. It takes effect from the June payroll.

Rain and mudslides: why your programme needs natural perils cover
After the events in the Metropolitan Region, a reminder about natural perils cover and what to do if your property was affected.

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